I think this insurance is VERY important, especially if you are prone to accidents or clumsy!!And especially if you are renovating your house! And most of you are (all I can hear in builders’ merchant shop is English speaking customers)!!
Are you covered against accidents?
-Are you renovating your house? Doing a lot of DIY or gardening?
Each year, 11 Million people meet with personal accidents in France. A bad fall, a burn, a bike accident, a dog bite,
a DIY or gardening accident, injury doing sport, etc.
The examples are unfortunately all too frequent. In 4 out of 5 cases, the victim is the sole liable party of the accident.
What compensation is covered:
- For death:
-Loss of revenue for the close family.
-Expenses for the close family due to the death.
-Compensation for emotional distress for the close family.
- For permanent disability (from 5%):
-The future and actual loss of revenue.
-The temporary or permanent functional deficiency.
-The assistance from a third person.
-The cost of adapting the house and vehicle to your disability.
-Compensation for endured suffering.
-Compensation for the loss of leisure activity (like not being able to do gardening anymore or sport, etc.).
Eg. of compensation: Thierry, 37 years old injures his hand using an angle grinder doing DIY at home resulting in a disability of 12% on his hand.
Total compensation: 54 189.12 euro:
- 4 500 for the endured pain
- 1 500 for the esthetic compensation
- 20 000 for psychological compensation
- 1 200 for needing a carer
- 15 000 for loss of future revenues
- 19 890.12 for actual professional loss
Contact us !
In order to discuss and meet your need as best as possible, feel free to contact us with a mail, phone call... We can also schedule a meeting in one of our four agencies... Or directly to your home !