Understanding depreciation in house insurance claims
Your house and most of its contents – such as your roof, laptop, and furniture – may lose value over time due to factors such as age and wear and tear. This loss in value is commonly known as depreciation, “vétusté” in French. Under most insurance policies, claim...
Terrorism and insurance
Ok, this is an article I wish I did not have to write about but in the wake of the events of last November in Paris, I have had a few questions from customers about it so let’s answer them. I think it is important to talk about it from an insurance point of view and...
School insurance
Yes, it’s September and that only means one thing: Back to school!!And you must wonder why the school ask you for a certificate of assurances for your child so let me explain what it is, what it is for and how much it costs! What is it: It is an insurance for kids...
Protection juridique / Legal cover
Well, let’s face it; none of us want to have to use this insurance as that means we need to use a lawyer!! And they are worse than insurance or bank people!! Excluding me of course! I actually have met lots of people who have this insurance and don’t have a clue what...
Sick pay self-employed insurance
This article is mainly directed at Artisans, Commerçants and profession liberal people who moan all the time about having to pay their cotisations to RSI!! Well, I can’t please everyone all the time! I found out the other week that some people did not know that they...
Professional insurances
As More and more of you are coming to France to work (instead of just enjoying the good life), I thought it would be of interest to you hard working people what type of professional insurance you need. But this article could also be of interest to anybody using...
How to cancel insurances in France
Well, I lost count how many times I had British people asking how to cancel insurances in France (not from my customers of course, as nobody wants to leave BH assurances!!!). Note also that in France, insurance contracts are renewed automatically!! I know, IN ENGLAND,...
House insurance: Being under insured and some facts
It often comes as a surprise to some people that when they want a quote for their house insurance, I ask to come and visit it. If it is too far, I asked them for a complete description of the house. This is because in France, you are insured in accordance to the...