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Life Insurance

Life Insurance

Most of us insure our house, cars but not often do we think of what will happen to our closest ones if we die. Life insurance contracts are made for that. So, here is what you can get with the Allianz Prevoyance contract: Death insurance: Well, that is the main...

Road traffic Accident: What to do!

Road traffic Accident: What to do!

Although it is not the funniest thing to talk about, you must know what to do in case of a car accident. It is better to look at it when you are calm and composed instead than finding out what to do after an accident when you stressed out and shocked. If you have an...

Travel Insurance

Travel Insurance

Now that we are all (almost) vaccinated, and frontiers are opened again, why not look at going away again and enjoy travelling and holidays!! But before you go, you better make sure you look at how you can be covered in case of emergencies!! So, here is all you need...

Claim and breackdown telephone numbers for your car insurance

Claim and breackdown telephone numbers for your car insurance

irstly, and more importantly, note that you must declare your claim before you start any repair or replacement of your car!A chipped or cracked windscreen: You can make your claim from Your Allianz customer account, then make an appointment...

Pet insurance

Pet insurance

hen you know that the average price for a ruptured ligament is between €300 to €800, €1000 for a broken leg and up to €2000 for a hip replacement, why not consider pet insurance. First of all, pet insurance is for dogs and cats only! We don’t want...

Camping car Insurance

Camping car Insurance

s it is coming to the summer, I decided to do an article on camping car. Let’s face it, what can be better than strolling around the French countryside or the rest of Europe stopping and travelling where you want!!  So, what is the difference...

What to do if you breakdown on a French motorway

What to do if you breakdown on a French motorway

OTORWAY BREAKDOWN SERVICE IS EXCLUSIVELY DEALT BY APPROVED OPERATORS, FOR SAFETY REASONS Minor problems are fixed by the road side For more serious problems, the breakdown service operator will tow the vehicle to     the garage Breakdown call-out...

House fire, the story of Jim and Jan Pearson

House fire, the story of Jim and Jan Pearson

ow do I Start, can I say that my wife and I brought a house in France and took out the required insurance with BH-Assurances Allianz. I am very glad we did. We moved into our dream house in March in a village in the Limousin in 2016. We are both...

Understanding depreciation in house insurance claims

Understanding depreciation in house insurance claims

our house and most of its contents – such as your roof, laptop, and furniture – may lose value over time due to factors such as age and wear and tear. This loss in value is commonly known as depreciation, “vétusté” in French. Under most insurance...

Terrorism and insurance

Terrorism and insurance

k, this is an article I wish I did not have to write about but in the wake of the events of last November in Paris, I have had a few questions from customers about it so let’s answer them. I think it is important to talk about it from an insurance...

School insurance

School insurance

es, it’s September and that only means one thing: Back to school!!And you must wonder why the school ask you for a certificate of assurances for your child so let me explain what it is, what it is for and how much it costs! What is it:  It is an...

Protection juridique / Legal cover

Protection juridique / Legal cover

ell, let’s face it; none of us want to have to use this insurance as that means we need to use a lawyer!! And they are worse than insurance or bank people!! Excluding me of course! I actually have met lots of people who have this insurance and...

Sick pay self-employed insurance

Sick pay self-employed insurance

his article is mainly directed at Artisans, Commerçants and profession liberal people who moan all the time about having to pay their cotisations to RSI!! Well, I can’t please everyone all the time! I found out the other week that some people did...

Professional insurances

Professional insurances

s More and more of you are coming to France to work (instead of just enjoying the good life), I thought it would be of interest to you hard working people what type of professional insurance you need. But this article could also be of interest to...

How to cancel insurances in France

How to cancel insurances in France

ell, I lost count how many times I had British people asking how to cancel insurances in France (not from my customers of course, as nobody wants to leave BH assurances!!!). Note also that in France, insurance contracts are renewed automatically!!...

House insurance: Being under insured and some facts

House insurance: Being under insured and some facts

t often comes as a surprise to some people that when they want a quote for their house insurance, I ask to come and visit it. If it is too far, I asked them for a complete description of the house. This is because in France, you are insured in...

« Garantie des accidents de la vie » : Accident insurance

« Garantie des accidents de la vie » : Accident insurance

K, this is one of those insurance that you might think you don’t need! But when the accident happens, you wished you had it! Especially if you are clumsy! Or if you are very sporty or like gardening! There is about 11 million non-occupational...

Allianz Obsèques-funeral cover

Allianz Obsèques-funeral cover

Sorry to be gloomy this month but here is one of our most popular policies which gives a lump sum to beneficiaries of your choice to help them pay for your funeral. Funnily enough, we all have house insurance in case our house burns down but not all of us have...