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Allianz Fidélité

Allianz Fidélité

his is Allianz new assurance vie product which is replacing Allianz AMEV. Basically, because the Fond euro (the secure fund of this saving account) is getting worse in terms of interest and might even be negative if you consider the inflation,...

Rule of urbanisme

Rule of urbanisme

ow most of you are renovating your houses in France but are you fully aware of the rules and yes, paperwork that goes along with it!! Those forms are to make sure that the work you do is OK and conformed to the rules of your commune (town or...

Why you need to change your UK car registration to French

Why you need to change your UK car registration to French

ell, the answer is straight forward really: because It is illegal for you, if you live in France, to drive a UK Registered car. Why: Because using a foreign registered car enables you to avoid parking and speeding tickets!! And the French...

What to do if you breakdown on a French motorway

What to do if you breakdown on a French motorway

OTORWAY BREAKDOWN SERVICE IS EXCLUSIVELY DEALT BY APPROVED OPERATORS, FOR SAFETY REASONS Minor problems are fixed by the road side For more serious problems, the breakdown service operator will tow the vehicle to     the garage Breakdown call-out...

What to do when you need a windscreen replacement or repairing:

What to do when you need a windscreen replacement or repairing:

irst of all, you need to check that you are covered for it!! If your policy is fully comprehensive, it’s covered. If it is third party, it depends as there are 3 types of third party (One includes Windscreen cover so check first). Option 1: Call...

Using equity release to purchase a home back in the UK

Using equity release to purchase a home back in the UK

fter almost 12 years of ‘living our dream’ retirement in France, we took the decision to return to the UK, to once again be closer to family. Although aware that it would be near impossible to buy a comparable property for the sale price of our...

Social help in France

Social help in France

here are so many different sorts of social help in France that it is impossible to know them all. Some of them are a direct financial help towards bills (money or vouchers) or some others are material help like someone helping you at home or even a...

Registering an UK car in France

Registering an UK car in France

large number of UK citizens moving to France prefer to bring their car with them, while others already living here buy cars in the UK. Registering your UK vehicle in France is not as traumatic as some may have you believe – providing you have all...

My personal view on the Brexit and some actual facts

My personal view on the Brexit and some actual facts

K, I am sure I am not the only one who woke up with what resembled a hangover on Friday the 24th   of June! I had a ball in my stomach and as a French and European citizen felt dejected by the result. So now I am inundated by question from my...

Mandat de protection future

Mandat de protection future

his is a document that you can draft with your Notaire that basically lets you name someone to look after you and/or your assets in case your mental health diminishes. This document does not take away your rights or legal capacities. It just allows...

Road traffic Accident: What to do!

Road traffic Accident: What to do!

lthough it is not the funniest thing to talk about, you must know what to do in case of a car accident. It is better to look at it when you are calm and composed instead than finding out what to do after an accident when you stressed out and...

House fire, the story of Jim and Jan Pearson

House fire, the story of Jim and Jan Pearson

ow do I Start, can I say that my wife and I brought a house in France and took out the required insurance with BH-Assurances Allianz. I am very glad we did. We moved into our dream house in March in a village in the Limousin in 2016. We are both...

Holiday advices

Holiday advices

y train, by plane, by bus or by car, sometimes, things can go wrong. Do not panic! Whatever your mode of transport, Europe is taking care of your rights as a passenger. Here are a few pieces of advices to stay cool during your holidays.You are...

Going back to the UK – What to do:

Going back to the UK – What to do:

ell, I guess not everybody is happy in France!! So some of you may wish to go back to the UK or leave for sunnier countries like Spain! So here is what you need to do: Tax: You must inform your local tax office by a simple letter with your new...

What to do when you have a car accident

What to do when you have a car accident

k, I agree, it is not the funniest thing to talk about, but you must know what to do in case you have a car crash. And it is better to look at it when you are calm and composed instead of discovering it when you have the accident and you are all...

French pensions

French pensions

f you work or have worked in France, you are entitled to a French pension. This is actually one of the things you pay contributions for! A lot of you confuse contributions and income tax. Although they both hurt, they are not the same....

Election municipal and what is the job of the Maire

Election municipal and what is the job of the Maire

he election municipal is not just to elect your Maire but also his team of conseiller municipaux. It will take place on the 15th and 22nd of March 2020. You do not vote for a Maire but for a list of people. The first one on the list is the person...

The Charentaise sleeper- La pantoufle Charentaise

The Charentaise sleeper- La pantoufle Charentaise

K, it’s not so much living in France but living in the Charente. This is a quick introduction to the famous Charentaise sleeper wore by most people in France because they are very comfortable and traditional. If you want to blend in and feel as if...

What you can get from your CPAM personal account on www.ameli.fr

What you can get from your CPAM personal account on www.ameli.fr

hen you connect, you come to this welcome page. On it you can download your “attestation de droit”. To do that simply click on “attestation de droit” in the middle of the page. This thing then pop up and you can click on the document to download...

Allianz Parrainage program

Allianz Parrainage program

his program rewards you when you recommend us to your friends or family. Basically, if someone comes to us and does an Allianz contract with us thanks to you, you get rewarded! The reward comes as Stars that you can either cumulate (over 2 years)...

Allianz online customer account

Allianz online customer account

id you know that you can access and view all the details of your contract by connecting to your Allianz customer account? You can view payments, follow claims and make a claim and also download documents. To connect to your Allianz customer...

SCPI-Rental investment with a difference!

SCPI-Rental investment with a difference!

k, let’s face it, these days; it is difficult to find a safe and performing investment. There is a temptation to go back to the old and trusted property investment. So how can we get a rental income without having to deal with difficult lodgers and...

Regulated saving accounts in France

Regulated saving accounts in France

here are a number of French governments regulated saving accounts available in French banks so here is a sum up of all of them so you can choose which one is best for you and your financial situation. All those accounts are similar to ISAs in the...

Allianz Plan Vie

Allianz Plan Vie

his is an assurance vie created by Allianz for people who have less than 30 000€ to invest. It has the same advantages as an assurance vie regarding death duties and income tax. Who can invest in it: Anybody who is French resident between 18 and 85...

Allianz PER-I

Allianz PER-I

his is an assurance vie created by Allianz but also all the other insurance companies to comply with the new law PACTE created by the government. This new law relates to pensions in France and in order to encourage people to save themselves for...

PEL: « Plan Epargne Logement »

PEL: « Plan Epargne Logement »

ow many of you have some savings accounts in their French bank without knowing what they are, how much they earn or how they work? Come on! Not a week passes without me meeting people who do not have a clue, sometimes, not even knowing how many...

Investment socialy responsible: ISR

Investment socialy responsible: ISR

f like me, you are keen on nature and justice in this world and also like to make money without feeling bad about it, then, Allianz has created a new product for us! This investment ISR created last July is aimed to trade only in funds that include...